What you need to do is figure out what you make and your monthly expenses. Once you have it WRITTEN down, you can act on it. Make sure your ‘4 walls’ are taken care of – housing, food, utilities, transportation. Those are things that MUST be paid. Everything else
after that is negotiable. Do you have enough money to pay your current bills? If so, anything left over goes towards debt. List
your debts lowest to highest. Make the minimum payments on all the debts except the smallest. Throw everything you can at that one.
When that one is paid, take what you were paying them, and any other money you can squeeze out of your budget and pay on the next one.