the new tires and the college expenses all with cash, and, you’ve prepared by having food storage on hand, and, there is still some funds in the EF. It’s not a lot, but you still have funds in you EF. I’d say you’re still doing extremely well, Lea. Cut yourself some slack! You could have said “what the heck” and charged everything, right? I’d say you’re doing all you can, and so far, so good. You just need to get that extra $350. You’ll do it.