BUYING / LEASING

There are many considerations when it comes to buying or leasing automobiles. Depending on your financial situation, and how long you plan to keep your vehicle, you’ll face a variety of decisions. These OnWheels features will help you save money when buying or leasing your next vehicle.

Ford, Hyundai and GM Offering Relief to Unemployed Consumers
2009 \| 5/21/2009
Credit concerns and a falling economy led quickly to a collapse in car sales, as consumers wisely delayed new-car purchases in the face of an uncertain job market. There’s nothing worse than committing yourself to a new-car payment and then losing your job, after all. The rapid depreciation of new cars can make it nearly impossible to get out from under a loan you can no longer...

General Motors Axes Pontiac
2009 \| 4/27/2009
	GM's revisions to its restructuring plan call for Pontiac to be phased out by the end of 2010.

Get a Better Deal: Sell Your Car Yourself
2009 \| 4/16/2009
	With the economy weighing heavy on the minds of consumers, one way that auto shoppers can save money is by selling their car themselves.

New Incentives from BMW
2009 \| 2/21/2009
BMW USA is introducing a two-payment program for select models throughout its vehicle line-up.

Hyundai Assures Customers In Tough Economic Times
2009 \| 1/6/2009
	With daily dire financial headlines, Hyundai Motor America opts to not kick consumers when they're down.

The true cost of transportation
2008 \| 10/25/2008
Americans will spend an average of $320,000 during the course of their driving lifetimes on owning and operating motor vehicles.

Brand loyalty could pay off for Toyota owners
2008 \| 10/14/2008
Toyota fans may get a charge out of Toyota's new credit card. Similar to General Motors' venerable GM Card, using the Toyota Rewards Visa earns its holder points that can be used toward parts, service, accessories or eligible Toyota vehicles.

Consider All Costs When Shopping For A Car
2008 \| 9/25/2008
An ad in a recent issue of the Wall Street Journal proclaimed, 'Don't listen to anyone who says you can't have a Porsche. Especially you.'

Good Credit Requires Playing By The Rules
2008 \| 9/25/2008
Buying a car is never simple. Once you've run the gauntlet of the car lot, salespeople, and price negotiations to finally get to your dream car, there's that one last hurdle, financing. Good credit will net you a positive experience. But bad credit? Bad credit can kill the deal entirely.

Seven-Year Loan Terms Hurt Car Buyers
2008 \| 4/5/2008
The current economy makes it difficult to project your long-term financial situation leaving many consumers, especially minorites, in compromising position before the loans end.

Don't let that car drive you to the poorhouse
2008 \| 3/26/2008
	Soaring prices at the gas pumps. Mortgage meltdowns. Wall Street investment fund titans sold at fire-sale prices. Faced with stormy financial seas, what can the individual motorist do to protect his or her pocketbook? For answers, we knew just the guru to go to: Carla J. Cargle.

Extended warranties only pay off in 1 of 5 cases, research shows
2008 \| 3/17/2008
While that extra insurance against repair bills has a poor return on investment in most cases, it's a big profit generator for dealers, research by Consumer Reports shows.

CREDIT AND THE SINGLE BLACK WOMAN
2008 \| 3/14/2008
(originally posted December 2005) Smart independent, and savvy, single black women often care for children and/or aging parents while holding down a job or two. They even go back to school to further their careers, while still finding the energy to enjoy life, despite so many incredible demands on their time and finances.

Consumer Reports picks best, worst used vehicles
2008 \| 2/29/2008
Consumer Reports' latest survey findings identify many used-car models that provide good reliability. Many can also be safe, fuel-efficient, and affordable.

Will sweet tax breaks for big SUVs hit pothole?
2008 \| 2/26/2008
Tax expert Robert Duitz, an enrolled agent and former board member of the National Association of Enrolled Agents, warns that Congress is weighing several options as they consider expensive tax legislation to eliminate, or otherwise fix, the Alternative Minimum Tax (AMT). The AMT was created more than three decades ago to ensure that the super-wealthy paid some taxes, but because of factors such...